Loans increase purchasing power for business owners and real estate investors. Additional capital allows for business expansion and affords higher priced properties. It's like shopping with a new credit card, meaning your spending limit increases while paying off the balance monthly.
- 600+ FICO Score
- $100,000+ in Annual Revenue
- 2 Years of Business Tax Returns (Form 1120-S, 1065, or 1040 Schedule C)
- 2 Years of Personal Tax Returns (Form 1040)
- 6 Months of Business Bank Statements
When these 5 steps are met, gather the documentation and apply for financing. Startups may qualify if they've been operating for at least 6 months and have 6 months of recurring revenue. Additional documentation will be required from underwriting, but this is a prudent starting point to ensure the deal will be funded.
Followed the 5 steps? Apply below or visit our Small Business Financing page to start your application.
We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan.
Please call 470.765.8473 or email us at firstname.lastname@example.org for assistance!